G. Micahel Ramm is the owner of Mramm Insurance Agency Inc. and the owner of Health Benefit Consultants LLC
 
He is currently am a licensed agent for Health and life and Property and Casualty with a strong focus on commercial insurance needs. He is also a registered representative for Farmers financial services with Several Millions of Dollars under management.  
 
He started in the insurance industry in 1980 and has 45 years experience in all lines of insurance.  Notable achievements include $5 million in premium in the individual and group health insurance market.  
 
He currently manages his agencies with three  staff members who are all top of the class in all aspects of insurance production and service,
 
 
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